Neither a borrower nor a lender be

is the prompt from http://carryontuesdayprompt.blogspot.com/
My response is strange, given that my father was a banker!

There’s nothing so comforting
as freedom from debt
poor though we may be, we’re happy.
But give me a credit card
and the worries would start,
so please don’t.
I’d rather wait
for what I want.
And as for lending,
that’s the way to lose friends.
I’ll gladly give what I can
without need to repay.